Disbursement (pay-out)

Egypt region pay-out API (EGP). See Payment methods.

Request

POST/v2.0/disbursement/pay-out

Request Path:

sandbox: https://sandbox-gateway.smilepayz.com/v2.0/disbursement/pay-out
production: https://gateway.smilepayz.com/v2.0/disbursement/pay-out

Header Parameters

Field	Required	Type	Description
Content-Type	M	String	application/json request body.
X-TIMESTAMP	M	String	Format: yyyy-MM-ddTHH:mm:ss±HH:mm (e.g. EET +02:00).
X-SIGNATURE	M	String	Signature of JSON body (see product Signature doc).
X-PARTNER-ID	M	String	Your merchantID (alphanumeric).

Body Parameters

Field	Required	Type	Description
orderNo	M	String(32)	Merchant-unique id, 6–32 alphanumeric.
purpose	M	String(64)	Memo to payer, 1–64 UTF-8 chars.
merchant	M	Object	Wraps merchantId and optional sub-merchant fields.
merchantId	M	String	Smilepayz merchantId for this call.
merchantName	O	String	Optional UTF-8 merchant display name.
subMerchantId	O	String	Optional sub-merchant id.
subMerchantName	O	String	Optional UTF-8 name for subMerchantId.
money	M	Object	currency plus amount for this transaction.
currency	M	String	ISO currency code for this call.
amount	M	Number	Transaction amount in EGP, numeric value greater than 0.
paymentMethod	M	String	Egypt bank code; see Payment methods.
cashAccount	M	String(64)	Beneficiary bank account number.
receiver	O	Object	Beneficiary object. If omitted, Smilepayz fills channel-required party information.
name	O	String	Beneficiary full name (UTF-8).
email	O	String	Beneficiary email.
phone	O	String	Beneficiary phone in local format.
callbackUrl	O	String(256)	HTTPS async status URL, max 256 chars.

---

Example Body – Disbursement Request:

Content-type: application/json
X-TIMESTAMP: 2020-12-17T10:55:00+02:00
X-SIGNATURE: 7MHd9v5/m9JeqmDZVwWBZUZ5J5...7120QnFEny7Qm7uQR1G0TWCh10fsU6nVxiRoeoQ==
X-PARTNER-ID: 20001

{
    "orderNo": "2000102900000000000001",
    "purpose": "Contractor payout — Cairo",
    "merchant": {
        "merchantId": "20001"
    },
    "money": {
        "currency": "EGP",
        "amount": 20000
    },
    "paymentMethod": "NBE",
    "cashAccount": "0012345678",
    "receiver": {
        "name": "Ahmed Hassan El-Masry",
        "email": "[email protected]",
        "phone": "201234567890"
    }
}

Responses

HTTP Request

Field	Required	Type	Description
Content-Type	M	String	application/json request body.
X-TIMESTAMP	M	String	Format: yyyy-MM-ddTHH:mm:ss±HH:mm

Body Parameters

Field	Required	Type	Description
code	M	String	00 success, other values error.
message	M	String	UTF-8 human-readable result line.
orderNo	M	String	Merchant-unique id, 6–32 alphanumeric.
tradeNo	O	String	Smilepayz tradeNo for this order.
status	O	String	Order or payment status enum value.
disbursementTime	M	String	Format (yyyy-MM-ddTHH:mm:ss±HH:mm).
merchant	M	Object	Wraps merchantId and optional sub-merchant fields.
merchantId	M	String	Smilepayz merchantId for this call.
merchantName	O	String	Optional UTF-8 merchant display name.
subMerchantId	O	String	Optional sub-merchant id.
subMerchantName	O	String	Optional UTF-8 name for subMerchantId.
accountNo	O	String	Settlement accountNo if gateway returns it.
money	M	Object	currency plus amount for this transaction.
currency	M	String	ISO currency code for this call.
amount	M	Number	Transaction amount in EGP, numeric value greater than 0.
channel	M	Object	Channel payload (paymentUrl, qrString, …).
paymentMethod	M	String	Code (see Payment methods doc).
cashAccount	M	String	Beneficiary bank account number.
accountName	O	String	Beneficiary display name when returned.

Example Body – Disbursement Response:

Content-type: application/json
X-TIMESTAMP: 2020-12-17T10:55:00+02:00

{
    "code": "00",
    "message": "Successful",
    "orderNo": "2000102900000000000001",
    "tradeNo": "1522000109e998347483949",
    "status": "PROCESSING",
    "disbursementTime": "2024-12-17T10:55:00+02:00",
    "merchant": {
        "merchantId": "20001",
        "merchantName": "Smilepayz Demo Store",
        "accountNo": "2000124234782342"
    },
    "money": {
        "currency": "EGP",
        "amount": 20000
    },
    "channel": {
        "paymentMethod": "NBE",
        "cashAccount": "0012345678",
        "accountName": "Ahmed Hassan El-Masry"
    }
}

Notification/Callback

HTTP Request

Field	Required	Type	Description
Content-Type	M	String	application/json request body.
X-TIMESTAMP	M	String	Format: yyyy-MM-ddTHH:mm:ss±HH:mm
X-SIGNATURE	M	String	Callback body signature (see Callback signature guide).

Body Parameters

Field	Required	Type	Description
orderNo	M	String	Merchant-unique id, 6–32 alphanumeric.
tradeNo	M	String	Smilepayz tradeNo for this order.
merchantId	M	String	Smilepayz merchantId for this call.
merchantName	M	String	Optional UTF-8 merchant display name.
subMerchantId	O	String	Optional sub-merchant id.
subMerchantName	O	String	Optional UTF-8 name for subMerchantId.
paymentMethod	M	String	Code (see Payment methods doc).
transactionTime	M	String	Completion time.
money	M	Object	currency plus amount for this transaction.
currency	M	String	ISO currency code for this call.
amount	M	Number	Transaction amount in EGP, numeric value greater than 0.
status	M	String	Order or payment status enum value.

Return

Important

Respond with the string SUCCESS only.

{
    "orderNo": "2000102900000000000001",
    "tradeNo": "1522000109e998347483949",
    "merchantId": "20001",
    "merchantName": "Smilepayz Demo Store",
    "subMerchantId": "",
    "subMerchantName": "",
    "paymentMethod": "NBE",
    "transactionTime": "2024-12-17T10:55:00+02:00",
    "money": {
        "currency": "EGP",
        "amount": 20000
    },
    "status": "SUCCESS"
}

SUCCESS