Verifikasi rekening

Nama pemilik rekening bank/dompet di Indonesia (paymentMethod, area 10).

Request

POST/v2.0/inquiry-account

Request Path:

sandbox: https://sandbox-gateway.smilepayz.com/v2.0/inquiry-account
production: https://gateway.smilepayz.com/v2.0/inquiry-account

Header Parameters

Field	Required	Type	Description
Content-Type	M	String	application/json
X-TIMESTAMP	M	String	Format: yyyy-MM-ddTHH:mm:ss±HH:mm
X-SIGNATURE	M	String	Request signature; Signature Generation.
X-PARTNER-ID	M	String	merchantID (alphanumeric).

Body Parameters

Field	Required	Type	Description
merchantId	M	String	Platform merchant ID.
bankAccountNo	M	String	Account number to look up.
paymentMethod	M	String	Bank or e-wallet code (e.g. BCA).
area	M	Integer	Region code; 10 = Indonesia.

---

Example Body – Account Inquiry Request:

Content-type: application/json
X-TIMESTAMP: 2020-12-18T15:06:00+07:00
X-SIGNATURE: 85be817c55b2c135157c7e89f52499bf0c25ad6eeebe04a986e8c862561b19a5
X-PARTNER-ID: 20001

{
  "merchantId": "20019",
  "bankAccountNo": "40755555555",
  "paymentMethod": "BCA",
  "area": 10
}

Responses

HTTP Request

Field	Required	Type	Description
Content-Type	M	String	application/json
X-TIMESTAMP	M	String	Format: yyyy-MM-ddTHH:mm:ss±HH:mm

Body Parameters

Field	Required	Type	Description
code	M	String	00 = success; other codes = error.
message	M	String	Result text (UTF-8).
bankAccountNo	O	String	Queried account number.
bankAccountName	O	List	Holder name(s).
paymentMethod	O	String	Method code echoed.

Example Body – Account Inquiry Response:

Content-type: application/json
X-TIMESTAMP: 2020-12-17T10:55:00+07:00

{
  "bankAccountNo": "40755456555",
  "bankAccountName": "the name",
  "paymentMethod": "BCA",
  "message": null,
  "code": "00"
}