Pengiriman dana (Pay-Out)

Kirim dana ke penerima di Indonesia: bank, VA, dompet digital, dll.

Request

POST/v2.0/disbursement/pay-out

Request Path:

sandbox: https://sandbox-gateway.smilepayz.com/v2.0/disbursement/pay-out
production: https://gateway.smilepayz.com/v2.0/disbursement/pay-out

Header Parameters

Field	Required	Type	Description
Content-Type	M	String	application/json
X-TIMESTAMP	M	String	Format: yyyy-MM-ddTHH:mm:ss±HH:mm
X-SIGNATURE	M	String	Request signature; Signature Generation.
X-PARTNER-ID	M	String	merchantID (alphanumeric).

Body Parameters

Field	Required	Type	Description
orderNo	M	String(32)	6–32 alphanumeric; unique per merchant.
purpose	M	String(64)	UTF-8; length 1–64.
merchant	M	Object	Merchant routing and settlement.
merchantId	M	String	Platform merchant ID.
merchantName	O	String	UTF-8 display name.
subMerchantId	O	String	Sub-merchant ID.
subMerchantName	O	String	Sub-merchant name (UTF-8).
money	M	Object	Amount and currency.
currency	M	String	IDR only.
amount	M	Number	Integer minor units; range 10000–999999999.
paymentMethod	M	String(6)	Channel code (e.g. BRI, BCA, DANA, OVO).
cashAccount	M	String(32)	Bank VA or wallet ID; DANA uses 8xxxxxxx.
receiver	O	Object	Optional recipient details.
name	O	String	Recipient name (UTF-8).
accountNo	O	String	Alternative account hint.
callbackUrl	O	String(256)	Webhook URL; HTTP(S); max 256.

---

Example Body – Disbursement Request:

Content-type: application/json
X-TIMESTAMP: 2020-12-17T10:55:00+07:00
X-SIGNATURE: 7MHd9v5/m9JeqmDZVwWBZUZ5J5...7120QnFEny7Qm7uQR1G0TWCh10fsU6nVxiRoeoQ==
X-PARTNER-ID: 20001

{
    "additionalParam": {},
    "cashAccount": "78120011629261665",
    "merchant": {
        "merchantId": "20001"
    },
    "money": {
        "amount": 10000,
        "currency": "IDR"
    },
    "orderNo": "2000102900000000000001",
    "paymentMethod": "BRI",
    "purpose": "Purpose For Disbursement from Java SDK"
}

Responses

HTTP Request

Field	Required	Type	Description
Content-Type	M	String	application/json
X-TIMESTAMP	M	String	Format: yyyy-MM-ddTHH:mm:ss±HH:mm

Body Parameters

Field	Required	Type	Description
code	M	String	00 = success; other codes = error.
message	M	String	Result text (UTF-8).
orderNo	M	String	Echo of orderNo.
tradeNo	O	String	Platform trade ID.
merchant	M	Object	Merchant Model.
merchantId	M	String	Merchant ID.
merchantName	O	String	Display name.
subMerchantId	O	String	Sub-merchant ID.
subMerchantName	O	String	Sub-merchant name.
money	M	Object	Money Model.
currency	M	String	IDR.
amount	M	Number	Integer minors.
disbursementTime	M	String	When disbursement was processed (yyyy-MM-ddTHH:mm:ss±HH:mm).
channel	M	Object	Channel / recipient snapshot.
paymentMethod	O	String	Settled method code.
cashAccount	O	String	Recipient account.
accountName	O	String	Account holder name.
status	O	String	Status Model.

Example Body – Disbursement Response:

Content-type: application/json
X-TIMESTAMP: 2020-12-17T10:55:00+07:00

{
  "code": "00",
  "message": "successful",
  "orderNo": "2000102900000000000001",
  "tradeNo": "1022000109e998347483949",
  "merchant": {
    "merchantId": "20001",
    "merchantName": "test",
    "accountNo": "2000124234782342"
  },
  "money": {
    "currency": "IDR",
    "amount": 10000
  },
  "disbursementTime": "2024-12-17T10:55:00",
  "channel": {
    "paymentMethod": "BRI",
    "cashAccount": "78120011629261665",
    "accountName": "Betty"
  },
  "status": "PROCESSING"
}

Notification/Callback

HTTP Request

Field	Required	Type	Description
Content-Type	M	String	application/json
X-TIMESTAMP	M	String	Format: yyyy-MM-ddTHH:mm:ss±HH:mm
X-SIGNATURE	M	String	Callback signature; verify.

Body Parameters

Field	Required	Type	Description
orderNo	M	String	Same orderNo as payout request.
tradeNo	M	String	Platform tradeNo.
merchantId	M	String	Merchant ID.
merchantName	M	String	Display name.
subMerchantId	O	String	Sub-merchant ID.
subMerchantName	O	String	Sub-merchant name.
paymentMethod	M	String	Settled channel (e.g. BRI, BCA).
transactionTime	M	String	Format: yyyy-MM-ddTHH:mm:ss±HH:mm
money	M	Object	Final amount; Money Model.
currency	M	String	IDR.
amount	M	Number	Integer minors.
status	M	String	Status Model.

Return

Penting

Balas hanya dengan string SUCCESS.

{
  "orderNo": "2000102900000000000001",
  "tradeNo": "1022000109e998347483949",
  "merchantId": "20001",
  "merchantName": "test",
  "subMerchantId": "",
  "subMerchantName": "",
  "paymentMethod": "BRI",
  "transactionTime": "2024-12-17T10:55:00",
  "money": {
    "currency": "IDR",
    "amount": 10000
  },
  "status": "SUCCESS"
}

SUCCESS